For many Canadians, a cottage isn’t just a property. It is a place where family stories are told, where the grandchildren learn to swim. Where adult children return for weekends that feel different from the rest of the year. And yet, behind every beautiful waterfront sunset is a financial reality most families don’t talk about openly. Cottages don’t just run on nostalgia. They run on maintenance.
If the doorbell rings and you weren’t expecting anyone, and your first instinct is hesitation, trust it.
That’s not paranoia. That’s prudence. In fact, 82% of older Canadians report feeling apprehensive when someone unexpected shows up at their door. One in three Canadians over 55 won’t answer at all, a rate 70% higher than that of younger adults.
Today, real wealth looks like a healthy body, a healthy mind, and the ability to live with less stress and more intention. And here’s the part we don’t talk about enough: financial confidence plays a powerful role in all of it. Money doesn’t buy health. But how we manage money can absolutely support or undermine our well-being.











