Feel Right at Home with Your Options

Provides a steady stream of income to boost your existing retirement income. It helps make planning easier by filling in gaps between your current income and expenses. You determine the amount and the frequency of your advances.

• Maintain your lifestyle in retirement
• Increase your monthly cashflow

• All funds received are tax-free
• Maintain ownership of your home
• No Negative Equity Guarantee** never owe more than the fair market value of your house
• No payments required until you move or sell

• $20,000 minimum initial advance amount
• Minimum $1000 monthly or $3000 quarterly advance (customizable)
• Receive up to 55% of your home’s value

Custom built for homeowners 55 and over, it enables you to access up to 55% of your home value in tax-free cash. It provides a lump sum of money to be used however you like – pay off debts or an unplanned expense or buy that vacation home you’ve always wanted. The choice is yours.

• Pay for your home renovation
• Alleviate the stress of debt

• All funds received are tax-free
• Maintain ownership of your home
• No Negative Equity Guarantee** never owe more than the fair market value of your house
• No payments required until you move or sell

• $25,000 minimum initial advance amount
• Optional subsequent advances may be available ($5000 Minimum)
• Receive up to 55% of your home’s value

CHIP Max is designed to give our younger clients more immediate access to a higher percentage of their home equity. If you’re considering alternative lenders or a second mortgage, the CHIPMax Reverse Mortgage may offer you more value in the long run.

• Get cash for large unforeseen expenses
• Help your kids buy their first home

• All funds received are tax-free
• Maintain ownership of your home
• No Negative Equity Guarantee** never owe more than the fair market value of your house
• No payments required until you move or sell

• $25,000 minimum initial advance amount
• Optional subsequent advances may be available ($5000 Minimum)
• Receive up to 55% of your home’s value

Our newest product is made for homeowners 55+ searching for a short-term financing solution with the option to repay the full loan amount at any time without prepayment penalties. If your financial situation changes and you need a longer-term loan, the CHIP Open loan can be converted to the CHIP Reverse Mortgage***.

• Assist with bridge financing needs
• Obtain the capital to seize a new opportunity

• All funds received are tax-free
• Repay full amount at any time without penalty
• Maintain ownership of your home
• No Negative Equity Guarantee** never owe more than the fair market value of your house
• No monthly mortgage payments required

• $25,000 minimum initial advance amount
• Optional subsequent advances may be available ($5,000 Minimum)
• Receive up to 55% of your home's value