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We've Helped Thousands of Canadian Homeowners Live Retirement Their Way


Learn About Reverse Mortgages

  • Homeowners age 55 or older
  • Access up to 55% of the home value
  • Tax-free cash
  • No monthly mortgage payments
Learn About Reverse Mortgages icon Get Your Free Guide

With the CHIP Reverse Mortgage You Can

  • Pay off existing debt
  • Renovate your home
  • Cover monthly expenses
Advantages of CHIP Reverse Mortgage icon Get A Quote

What is the
CHIP Reverse Mortgage?

It's a financial solution designed to help Canadian homeowners 55 plus retire safely and securely. Features include:

  • You can access up to 55% of the value of your home
  • You maintain ownership of your home without having to move or sell.
  • No regular mortgage payments.
  • Receive your tax-free cash on your own terms. Over time or all at once.
Find Out How Much You Can Get

About Reverse Mortgages

about reverse mortgage

Although the CHIP Reverse Mortgage has been available to Canadians for over 30 years, there are still some misconceptions.

Learn More Reverse Mortgage Facts

The difference between a Home Equity Line of Credit and a Reverse Mortgage.

about reverse mortgage

Home equity loans are becoming a more common retirement tool. It’s something every Canadian homeowner should know about.

Compare Your Options


  • Elderly man smiling

    The CHIP Reverse Mortgage allowed me to keep my home, it allowed me to do whatever I wish… the power of CHIP can change your life.

    Victor Z, client since 2013

  • Richard

    I have secured my living, I don’t have to worry… It was the best financial decision.

    Richard M, client since 2014

  • Elderly couples

    A CHIP Reverse Mortgage has definitely given us a great peace of mind. It has really enabled us to enjoy our retirement.

    Jan and Jack M, clients since 2013


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