As the years march by, it isn’t surprising that tax season has a way of sneaking up on us. One minute, it is the start of a new year, and the next, we are gathering slips and wondering where the time and, in some cases, the money went. But I’ve always believed this time of year offers something more than just a deadline. It’s a chance to pause, take stock, and set yourself up for what comes next.
For many Canadians, a cottage isn’t just a property. It is a place where family stories are told, where the grandchildren learn to swim. Where adult children return for weekends that feel different from the rest of the year. And yet, behind every beautiful waterfront sunset is a financial reality most families don’t talk about openly. Cottages don’t just run on nostalgia. They run on maintenance.
If the doorbell rings and you weren’t expecting anyone, and your first instinct is hesitation, trust it.
That’s not paranoia. That’s prudence. In fact, 82% of older Canadians report feeling apprehensive when someone unexpected shows up at their door. One in three Canadians over 55 won’t answer at all, a rate 70% higher than that of younger adults.










